Home Movers

Home movers refers to those who already own a home and are looking to purchase another one and move home. This is often done simultaneously with selling your existing home, but the option does exist to keep your existing home and let it out using a buy to let mortgage to assist with the deposit for the new one, or to sell your main home first and move in to temporary accomodation while waiting for your new home.

Whatever your plans, this is considered to be one of the most stressful times of your life. At Galdstone Mortgage Services we will remove all of the stress that comes from the mortgage side of things by letting you know how much you can borrow before you start and then managing the entire mortgage process from application to completion, liasing with the various parties involved, keeping you updated and ensuring everything runs smoothly, allowing you to concentrate on finding your new home and planning the move.

We will be able to advise you on whether to keep your existing mortgage or apply for a new one. Guide you on which type of mortgage deal would suit your circumstances and ensure we find the mortgage with the best possible terms that gives you everything you need. We'll also talk through things such as how much of a deposit should you put down on the new home, as sometimes you may want to keep back funds to do work on the new home, but changing the deposit amount can have a huge effect on the mortgage terms available to you.

The first thing to do is find out how much you can borrow and what the costs of moving will be. Contact us now and let us help you.

Your property may be repossessed if you do not keep up repayments on your mortgage.

The FCA does not regulate some forms of buy to let mortgages.

For mortgages we usually charge a fee of £295 plus commission from the lender.